Fraud & Fidelity

Insurance fraud and fidelity breaches demand vigilance, precision, and coordinated legal action. ILG member firms partner with clients in proactively combating false, inflated, or dishonest claims - delivering investigation, defence, prosecution, and recovery services across jurisdictions. We align intelligence, legal strategy, and litigation to protect insurer interests, uphold market integrity, and deter misconduct.

Our fraud and fidelity practice encompasses:

• Deep investigation and intelligence gathering, including forensic accounting and data analytics
• Defence and resolution of fraudulent or exaggerated claims
• Prosecution and recovery actions against fraudulent actors
• Coverage and subrogation work following fraud events
• Fidelity bond and employee dishonesty claims, including internal fraud and collusion
• Cyber fraud and funds-transfer recovery, bridging fraud and cyber disciplines
• Risk mitigation, policy wording review, and internal control advisory

We act for insurers, reinsurers, captives, and self-insured organisations, as well as for policyholders where aligned interests demand joint action. Our clients operate across sectors including motor, casualty, property, professional indemnity, financial lines, and healthcare - often involving cross-border fraud rings or multi-jurisdictional investigations.

ILG members have handled major fraud and fidelity cases, from large-scale insurance fraud and employee dishonesty to complex subrogation and recovery proceedings. Our coordinated approach ensures evidence is preserved, claims are defensible, and recoveries are maximised. With dedicated fraud and intelligence teams in several jurisdictions, we combine local insight with international strategy to combat fraud efficiently and effectively.

To remain at the forefront of the sector, ILG members actively participate in key fraud and insurance industry organisations, including the Insurance Fraud Investigators Group (IFIG) and the Risk Management Counsel of Canada (RMC), and maintain dedicated fraud and recovery practice groups across jurisdictions. Our lawyers regularly engage with global counter-fraud networks, attend international insurance and claims conferences, and contribute to specialist forums on emerging fraud detection techniques and regulatory trends. This ongoing engagement ensures our advice remains practical, informed, and responsive to the evolving challenges faced by insurers and insureds worldwide.